Here’s the situation: I cannot make my loan payments right now, because I have no income. My job does not pay me until October 18th. This means I should request a deferment, right? Can’t do that because I can’t prove income or lack thereof. EDD never even responded to my application for unemployment, so I can’t prove that. No pay stubs, so I can’t prove “future earnings”. I should call Sallie Mae to let them know, right? I have a prepaid cell phone – costs me money.
To quote Alan Harper, “I am…. eh so screwed.”
Critical thinking tells me that I should either eat $50 (which I thought about using for medication or to make my car insurance payment), buy a ton of cell minutes, and call Sallie Mae to explain what’s going on. That’s a big “investment”. Other option is to ask a friend who has a regular cell phone if I can borrow theirs to call Sallie Mae. Problem with that is that Sallie Mae is only open odd hours, which won’t be when I am hanging out with somebody who can lend me their cell.
Think I may just eat the $50 tomorrow. Maybe what I’ll do now is see how much I owe State Farm for car insurance to see if maybe I can eat $100 instead, paying both.
Yeah, I don’t see another option. Fuck it, let’s go.